How can I tithe when I can barely pay my bills? This question is real. And today, I want to talk to the one who doesn’t have an income. I want to talk to the one who doesn’t make enough money to pay their bills. When You Can’t Afford To Tithe I often counsel […]
Financial Tips
5 Reasons You Need A Budget, Even If You Have No Income
Last week, we struck a chord with encouraging others to re-assess their goals after the quarter of the New Year. To our surprise, we found out that some hadn’t bothered re-assessing their budget goals because they didn’t feel the need to have one. The complaint was: what’s the point if I don’t even have […]
Needs Versus Wants
Does your family keep a running needs and wants list? What for? When we were in the real estate and mortgage business, and the market crashed, so did our finances. We lost all we had, and it prompted us to write up a new family budget. We purposed to live within our new means, […]
Who Could Use An Extra $1300?
What if there was a savings plan to save an extra $1300 in 52 weeks? Especially, if one of your goals for the New Year includes paying off debt from Christmas. No judgement here! We’re just stating the obvious of the good old American dream. If you don’t have it, charge it. Don’t get us […]
Starting Over
We are often asked: how we started over? The answer is simple; we focused on the small beginnings. Starting over for us was a new beginning that demanded acknowledging small victories. On the Oxygen channel, we watched a new series called Preachers of LA. We heard one of the pastors say, “you may see […]
When Less Became More
You’ve never really lived until you’ve lost everything and find joy in starting over. That was us over 8 years ago and looking back those were the best moments of our life! During that time, we had a 72% decline in our income, which started the trend for us to live with less. However, […]
Living To Pay Bills
How do we stop living to pay bills? This is a question we asked ourselves several years ago. We went from making more than enough to barely getting by. And it was in that very moment, we earnestly sought God to help us stop living to pay bills. One morning, André had a revelation. […]
Family Time On A Dime
We never have any money to do anything. Does that sound familiar? We took that out of our vocabulary a few years ago. It’s true that you will definitely have what you say, so if you keep saying it, you just might find yourself in that position. In a previous blog, Our Daily Bills, we […]